Salary Calculator — Net Pay After Tax
Calculate net salary after income tax and social security. Shows INSS/IRRF 2026 breakdown, payslip visualization, employer cost, and salary range table. Free, no signup.
Updated June 2026
Based on Brazilian labor law (CLT) — INSS + IRRF 2026 tables
Itens personalizados
Total Employer Cost
R$ 7.960,97
+59.2% of gross salary (real amortized cost)
FGTS 8% · Employer INSS 20% · RAT/FAP 2% · Sistema S 3.3% + 13th/vacation prov.
Net Pay
✓ TAX EXEMPTR$ 4.490,40
INSS
R$ 509,60
10,19% ef.
IRRF
R$ 0,00
0,00% ef.
Total deductions
R$ 509,60
10,19% ef.
MONTHLY PAYSLIP
Minha Empresa
CNPJ: 00.000.000/0001-00
Reference
08/2026
| COD | DESCRIPTION | REF | EARNINGS | DEDUCTIONS |
|---|---|---|---|---|
| 101 | Base Salary | 30 d | 5.000,00 | — |
| 501 | Social Security (INSS) | 10,19% | — | 509,60 |
| 550 | Income Tax (IRRF) | Tax Exempt (Law 15.270) | — | 0,00 |
| TOTAL EARNINGS | — | 5.000,00 | — | |
| TOTAL DEDUCTIONS | — | — | 509,60 | |
| NET PAY | R$ 4.490,40 | |||
* Benefits are not subject to INSS/IRRF
Salary Reference Table — Estimate 2026
| Gross Salary | Soc. Security | Inc. Tax | Net Pay | % Ded. |
|---|---|---|---|---|
| R$ 1.500 | R$ 112,50 | 🟢 Tax Exempt | R$ 1.387,50 | 7.5% |
| R$ 2.000 | R$ 157,23 | 🟢 Tax Exempt | R$ 1.842,77 | 7.9% |
| R$ 3.000 | R$ 253,41 | 🟢 Tax Exempt | R$ 2.746,59 | 8.4% |
| R$ 4.000 | R$ 373,41 | 🟢 Tax Exempt | R$ 3.626,59 | 9.3% |
| R$ 5.000 | R$ 509,60 | 🟢 Tax Exempt | R$ 4.490,40 | 10.2% |
| R$ 6.000 | R$ 649,60 | R$ 239,41 | R$ 5.110,99 | 14.8% |
| R$ 7.000 | R$ 789,60 | R$ 680,10 | R$ 5.530,30 | 21.0% |
| R$ 8.000 | R$ 929,60 | R$ 1.035,62 | R$ 6.034,78 | 24.6% |
| R$ 10.000 | R$ 951,63 | R$ 1.579,56 | R$ 7.468,81 | 25.3% |
| R$ 12.000 | R$ 951,63 | R$ 2.129,56 | R$ 8.918,81 | 25.7% |
| R$ 15.000 | R$ 951,63 | R$ 2.954,56 | R$ 11.093,81 | 26.0% |
| R$ 20.000 | R$ 951,63 | R$ 4.329,56 | R$ 14.718,81 | 26.4% |
| R$ 25.000 | R$ 951,63 | R$ 5.704,56 | R$ 18.343,81 | 26.6% |
| R$ 30.000 | R$ 951,63 | R$ 7.079,56 | R$ 21.968,81 | 26.8% |
* INSS + IRRF only, no other deductions. Base calculation for single with no dependents.
Estimated values for financial planning based on Brazilian labor law (CLT). Consult an accountant for official calculations.
How the Brazil salary calculator works
From gross salary to a visual payslip in under a minute
1. Enter the gross salary
The result updates in real time as you type — no submit button, no page reload.
2. Add dependents and deductions
Each dependent reduces the IRRF calculation base by R$189.59/month. Toggle on transportation vouchers and health insurance if they apply to your case.
3. Read the visual payslip
INSS, IRRF, and any other deductions are laid out line by line, ending with the net pay you'd actually receive.
What this Brazil salary calculator does
Full 2026 INSS and IRRF tables, built for accuracy
Full exemption up to R$5,000
Applies Law 15.270/2025 correctly, including the partial-reduction band that runs up to R$7,350.
Progressive INSS by bracket
Calculates each income bracket separately instead of applying a single flat rate to the whole salary.
Compare two job offers side by side
Enter two salary packages and see the real monthly and annual difference in take-home pay.
Employer cost breakdown
Shows the employer-side charges — FGTS, employer INSS, RAT/FAP, Sistema S — on top of the employee's net pay.
Visual payslip with PDF/PNG export
Generates a Brazilian-style payslip (holerite) you can download as a file or copy as plain text.
Calculation examples (2026 tables)
Real gross-to-net figures under the current INSS and IRRF rules
When you'd use this
The most common scenarios among people who reach for this calculator
Evaluating a Brazilian job offer
Know exactly how much will land in the bank account before accepting or negotiating a CLT position.
Negotiating a raise
See the real effect of a raise on net pay, not just the headline gross number.
Comparing two offers
Use Compare mode to weigh different benefits packages — transportation, health plan, extras — side by side.
Understanding what an employee costs in Brazil
Useful for anyone weighing CLT against PJ (independent contractor) arrangements, or hiring in Brazil for the first time.
Common mistakes when estimating Brazilian net salary
Applying a single flat INSS rate
The correct method is progressive by bracket — the effective rate is always lower than the top bracket's rate, never a flat percentage of the whole salary.
Ignoring dependents in the tax calculation
Each dependent deducts R$189.59 from the IRRF calculation base — across a full family that can mean a real reduction, or push a salary into full exemption.
Forgetting the partial exemption band
Between R$5,000 and R$7,350 gross, income tax is neither zero nor the full bracket amount — it's a proportionally reduced figure.
Why use this calculator
Brazilian payroll math has more edge cases than most calculators bother with: progressive INSS brackets, the new Law 15.270/2025 exemption, and a phase-out band between R$5,000 and R$7,350 where the tax is neither zero nor full. All three are modeled correctly here, not approximated.
The employer cost view goes beyond the employee's net pay — it adds FGTS, employer INSS, RAT/FAP, and Sistema S charges, landing around 133% of gross salary. That figure matters if you're negotiating a hire, comparing CLT against PJ contracting, or just curious what a salary actually costs the company paying it.
IRRF before vs. after Law 15.270/2025
The biggest change to Brazilian income tax in decades
Frequently asked questions
Subtract from the gross salary: INSS calculated progressively by bracket, IRRF applied to (gross minus INSS minus dependent deductions) with full exemption up to R$5,000, and any other deductions such as transportation vouchers or health insurance.
Resources
Official source for Brazil's progressive income tax brackets and rates.
Official INSS rules, including the progressive bracket method used for social security contributions.
Full text of the law that raised Brazil's full income tax exemption threshold to R$5,000.
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